Services

Life Insurance

Understanding life insurance is important when making a decision to purchase. There are several options for life insurance from Whole Life, Universal Life, Indexed Universal Life. In addition, understanding choosing the right amount of life insurance by using what is known as the D.I.M.E Method of insurance.
Life insurance can also be used take care of things like planning for college, business protection, legacy, charitable gifts, final expense, retirement, paying off mortgage and creating your own bank and more.

The need for extended care solutions

Long-term care/extended care costs are on the rise, in fact, the cost has increased substantially over the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy. The good news is, we work with traditional and hybrid insurance plans that leverage your dollar in case you need it for extended care but remains 100% accessible for withdrawal if you do not.

Retirement Planning

Creating an income plan to last throughout retirement is the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income. we create a customized retirement income plan, encompassing all types of income generating strategies, each plan is unique and tailored to your individual situation.

Debt Elimination

Our debt elimination concept provides a solution for paying off debt, reducing taxes and increasing retirement savings using a safe, predictable product that provides guarantees.

Asset Protection

Retirement doesn’t mean that it’s time to stop growing. The same should hold true for your money. This would be a great time to reallocate or reassess your risk. We specialize in helping retirees protect their retirement assets while continuing to move forward in life.

Living Trusts

Our unique technology enables you to easily complete your attorney drafted revocable living trust documents conveniently from the comfort of your home or office.No appointments or waiting to see an attorney. The entire process can be completed quickly online. Answer simple interview questions and through the power of our technology your plan will be ready to download and print. There are numerous value-added benefits with our technology including a secure document vault with military grade encryption. This virtual “safety deposit box” is available for you online 24/7. Add, update, or remove documents from your vault anytime and anywhere.

Business Planning

With more employee benefits options available to small and large employers than ever before, our small to large group benefits consulting partners assist our clients in recommending the right combination of benefits, designed to help enhance both the employees’ well-being and the employer’s bottom line.

Premium Financing

We offer this unique advanced strategy using leverage. This strategy can be used as a supplement for retirement and as a legacy builder and works best for higher-income earners.

Legacy Planning

Many people wish to leave a legacy for their children and grandchildren. This is the power of thinking three generations ahead! You’ll be amazed how easy it is to grow your inheritance double, even triple their inheritance – GUARANTEED TAX-FREE!

We work with our clients towards helping them embrace the possibilities of life’s unforeseen circumstances, all while creating a financial cushion for in the event of the worst-case
scenarios.