PRE-NEED Funeral Arrangements
A successful PRE-NEED program is built on choice PRE Plan your services in advance the way you like it to be. At Blue Horizon Financial & Insurance Services we get that, and make sure you have the options that work for you from all of the top insurance carriers. The result will help you make a difference in of your families lives. Choose the list of services below.
Multi-pay plans
Multi-pay PRE-NEED plans are purchased with payments spread over as many as ten years, and typically feature:
- A few simple health questions on the application
- An immediate full death benefit
- Availability to anyone up to age 80
Single-pay plans
Making up 60-70% of all PRE-NEED plans, single-pay options are purchased in one lump sum. They usually feature:
- No health questions because they’re guaranteed issue
- Availability to anyone up to age 99
Annuity-based plans
A PRE-NEED Annuity is available to those who can’t (or don’t want) insurance or to those who would rather set their own funds aside for future funeral expenses. With these plans:
- Interest paid is compounded annually and added daily
- The interest rate is reviewed annually and may be changed by the company
- Working with foreign authorities
- Providing for embalming or cremation services
A wider selection of top PRE-NEED carriers
For over 25 years, Blue Horizon Financial & Insurance Services has cultivated relationships with the leading PRE-NEED insurance carriers in the nation. They include: