Before you apply for debt management services in California, it’s important to be aware of the legal ramifications of declaring yourself insolvent under the state’s laws. Even if your credit counselor or credit repair organization tells you that you don’t need to declare insolvency, it’s still your decision alone whether or not to do so, and declaring insolvency has consequences. You can learn more about these potential consequences here.
How do you acquire wealth? If you’re like most people, you probably don’t have a great deal of money in your bank account or other