5 Tips To Avoid Long-Term Debt

Long Term Debt

Long-term debt can be an unnecessary burden that brings your finances to a standstill, especially if you’re forced to pay on debts longer than you want to because you don’t have the money to pay them off sooner. To keep your long-term debt from becoming overwhelming, follow these five tips to avoid long-term debt. If […]

3 Important Facts about the Texas Retirement System

Texas Retirement System

A big portion of your paycheck as an employee in Texas goes toward funding the Texas retirement system, also known as the Teacher Retirement System (TRS). If you have little idea what this system entails or why it’s important, then check out these three important facts about the Texas retirement system that will change your […]

10 Tips to Make the Most of Retirement Planning in California

Retirement Planning In California

Retirement planning in California has many unique challenges that residents of other states may not face. For example, California’s capital gains tax rate can reach as high as 25%, and its sales tax on real estate purchases can range from 1% to 10%. On top of that, the state’s income tax rates are higher than […]

Debt Management Services in California

debt management california

Before you apply for debt management services in California, it’s important to be aware of the legal ramifications of declaring yourself insolvent under the state’s laws. Even if your credit counselor or credit repair organization tells you that you don’t need to declare insolvency, it’s still your decision alone whether or not to do so, and […]

The Ultimate Guide to Choosing a Financial Planner

financial planner

For many people, choosing the right financial planner can be one of the most important decisions they make. After all, not only are you putting your money in their hands, but you’re trusting them to make sound financial decisions on your behalf when it comes to topics like investing, retirement planning, and tax management. But […]